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                  Gramm-Leach-Bliley ActThe Gramm-Leach-Bliley Act
                  (GLB) prohibits "pretexting," the use of false pretenses, including
                  making fraudulent statements and using impersonation, to obtain consumers' personal financial information, such as bank
                  balances, or account numbers. This law also prohibits the knowing solicitation of others to engage in
                  pretexting.  There are
                  many LEGAL ways to obtain this same information without
                  breaking the law. ICU Inc. does not use pretexting to
                  obtain financial records. Some
                  legal ways of doing bank account searches would be: Confiscating
                  the subjects garbage once it has been put on the curb for the
                  garbage truck, then finding discarded mail from their bank in
                  the garbage.  Following
                  the subject on a Friday afternoon from work to their bank and
                  watch them deposit their paycheck. Following
                  the subject into Wal-Mart and watch them use their Bank debit
                  card, then surf the information from their visa debit card. Credit
                  reports often give you very important clues as to where your
                  subject banks at. Whenever
                  you fill out a credit application with a car dealership, or
                  department store the application always asks for the name of
                  your bank and account numbers. This data is retained and
                  stored in many places that are perfectly legal to access
                  without pretexting. These are
                  just a few of the hundreds of legal ways to obtain a
                  consumer's banking information. When
                  Congress wrote the GLB act, they did not make it illegal to
                  sell a consumer's banking information. GLB simply makes it
                  illegal to use pretexting, misrepresentation, or impersonation
                  to gather a consumer's banking information. ICU Inc. does not
                  engage in any illegal practices to gather information for any
                  of our asset search products.  Please
                  call our offices if you have any questions regarding GLB, and
                  our asset search products. 
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